With up to 21 months of 0% intro APR on purchases and qualifying balance transfers, you can focus on your financial goals while enjoying flexibility and convenience. The card also comes with unique benefits like cell phone protection, cash back deals, and zero liability coverage to make your daily spending easier and safer.
Is the Wells Fargo Reflect® Card good?
The Wells Fargo Reflect® Card is designed for users who value long-term savings and reliable support. With no annual fee and one of the lowest intro APR offers 0% for 21 months it stands out as one of the best low interest credit cards available in the U.S.
After the introductory period, a variable APR of 17.99%, 24.49%, or 28.74% applies based on creditworthiness. With features such as cellular telephone protection (up to $600 coverage) and real-time FICO® Score tracking, it ensures both safety and insight into your credit journey.
Pros and cons of the Wells Fargo Reflect® Card
Before making your decision, it’s important to weigh the pros and cons:
Cons
- No reward points or travel miles program included.
- Balance transfers after 120 days do not qualify for the intro APR.
Pros
- 0% intro APR for 21 months on purchases and balance transfers.
- $0 annual fee and protection features for safer transactions.
- Ideal for users looking for a low interest credit card with long-term flexibility.
How to apply for my zero interest credit card
Applying for the Wells Fargo Reflect® Card is quick and straightforward. Simply visit the Wells Fargo official website, review the offer, and click Apply Now to complete your online application in minutes.
This zero interest credit card provides a smooth approval process and the opportunity to start saving on interest right away. Don’t wait apply now and take advantage of one of the best low APR cards available today.