With an initial credit limit of $400, this starter credit card gives you access to Mastercard’s global acceptance, fraud protection, and online management tools. Whether you’re shopping locally or traveling abroad, your Fit Mastercard makes spending easy and secure anywhere Mastercard is accepted.
Is the Mastercard Fit Platinum good?
Yes the Mastercard Fit Platinum is an ideal choice for beginners and those looking to rebuild their credit. It’s issued by The Bank of Missouri, a trusted institution established in 1891, and serviced by Continental Finance, a company that accepts applicants with less-than-perfect credit.
The card offers Mastercard Zero Liability Protection, ensuring that you won’t be held responsible for unauthorized transactions. With regular reports to Experian, Equifax, and TransUnion, this credit card for beginners helps you build or repair credit history effectively.
Pros and cons of the Mastercard Fit Platinum
Before making your decision, it’s important to weigh the pros and cons:
Cons
- Requires a $95 processing fee before activation.
- Does not include a rewards or cashback program.
Pros
- Monthly reporting to all three credit bureaus to help build credit.
- Accepted worldwide anywhere Mastercard is used.
- Ideal credit card for beginners with no credit, offering easy approval and simple account management.
How to apply for my first credit card
Applying for the Mastercard Fit Platinum is quick and secure. You can apply online by completing a simple form with your name, Social Security Number, and address (P.O. boxes are not accepted). Most applicants receive an instant decision after submission.
This first credit card gives you the power to start building credit right away. Once approved, you’ll receive your card within three business days so you can begin using it almost immediately.