Citi Double Cash® Credit Card: best low interest cash back card

Get unlimited 2% back, 0% apr for 18 months and $200 cashback after just $1,500 in spending

Citi Double Cash

The Citi Double Cash® Credit Card is one of the best low interest credit cards in the U.S., offering unlimited 2% cash back on every purchase  1% when you buy and 1% when you pay.


Earn $200 cash back after spending $1,500 in your first six months. Plus, enjoy 5% total cash back on hotels, car rentals, and attractions when booked through Citi Travel®.

Mastercard + Citi ThankYou® Points

Is the Citi Double Cash® Credit Card good?

Yes it’s one of the top-rated cash rewards credit cards available today. The Citi Double Cash® stands out for its simple structure, rewarding users on both purchases and payments, without the need to track categories or limits.

Its 0% introductory APR for 18 months on balance transfers and competitive rates after that make it one of the best credit cards with zero APR options, especially for those looking to consolidate balances efficiently.

Pros and Cons of the Citi Double Cash® Credit Card

Before making your decision, it’s important to weigh the pros and cons:

Cons

  • 3% foreign transaction fee on international purchases.
  • No travel insurance or extended purchase protections.

Pros

  • Unlimited 2% cash back on all purchases 1% when you buy, 1% when you pay.
  • $200 welcome bonus after $1,500 in purchases within 6 months.
  • One of the best low interest credit card options for cash back and quick approval.

How to apply for my cash rewards credit card

Applying for the Citi Double Cash® Credit Card is simple and quick. Just visit the official Citi website, complete the secure online form, and receive a decision in less than a minute.

Once approved, you can start earning cash back on every purchase and payment, enjoying one of the best cash rewards credit cards available today.