New cardmembers earn a $200 bonus after spending just $500 in the first three months. Plus, enjoy a 0% intro APR for 15 months on purchases and balance transfers making this card perfect for those seeking a low interest rate credit card that maximizes rewards.
Is the Chase Freedom Flex® card good?
Yes the Chase Freedom Flex® is an excellent choice for anyone who wants top-tier cash back rates, a generous sign-up bonus, and a long 0% intro APR period. With no annual fee and multiple bonus categories, it stands out among the best cash rewards credit cards in the U.S.
After the intro period, the variable APR ranges from 18.74% to 28.24%, based on creditworthiness. This card also includes security alerts, purchase protection, and mobile-first management via the Chase Mobile® app, ensuring a safe and convenient experience.
Pros and cons of the Chase Freedom Flex® card
Before making your decision, it’s important to weigh the pros and cons:
Cons
- 5% bonus categories must be activated quarterly.
- 5% cash back limited to $1,500 per quarter in combined purchases.
Pros
- 5% cash back on travel through Chase Travel℠ and rotating categories.
- No annual fee and 0% intro APR for 15 months.
- Ideal cash back credit card with flexible rewards for travel, dining, and everyday spending.
How to apply for my cash back credit card
Applying for the Chase Freedom Flex® Credit Card is quick and secure. You can apply directly on Chase.com and receive a decision within minutes. The online application requires basic personal and financial information and is open to U.S. residents aged 18 or older.
Once approved, you’ll receive your physical card by mail and can instantly manage it through the Chase Mobile® app making it easy to track rewards, payments, and balances in real time.