Capital One Walmart Rewards: earn 5% cashback with no annual or foreign fees

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Capital One Walmart Rewards

The Capital One Walmart Rewards Mastercard® is the perfect choice for shoppers who want more value from every purchase. With rich rewards, no annual fee, and instant access to your card after approval, it combines flexibility, security, and convenience all backed by Capital One and Walmart.
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Earn unlimited 5% cash back at Walmart.com, including Grocery Pickup and Delivery, and 5% back in-store using Walmart Pay for the first 12 months. After that, continue earning 2% back on Walmart purchases and travel, plus 1% everywhere else all with no annual or foreign transaction fees.

Is the Capital One Walmart Rewards card good?

Absolutely. This cash rewards credit card delivers outstanding value whether you’re shopping online, traveling, or dining out.

It’s issued by Capital One, one of the most trusted banks in the U.S., and comes with no annual fee and no foreign transaction fees, making it one of the most flexible options for everyday use and international travel.

Pros and cons of the Capital One Walmart Rewards card

Before making your decision, it’s important to weigh the pros and cons:

Cons

  • 5% back in stores only applies for the first 12 months using Walmart Pay.
  • Rewards are highest only for Walmart-related purchases.

Pros

  • 5% back at Walmart.com and on Grocery Pickup and Delivery.
  • No annual fee and no foreign transaction fees.
  • Excellent cash back credit card for everyday shopping and travel purchases.

How to apply for my cash back credit card

Applying for the Capital One Walmart Rewards Mastercard® is simple and digital-first. You can apply directly through Walmart.com, the Walmart app, or CapitalOne.com. Applicants can even text to apply and complete the entire process from their mobile devices.

Once approved, you get instant access to your card through Walmart Pay no need to wait for physical delivery. It’s the perfect choice if you’re looking for a quick credit card approval and want to start earning rewards immediately.

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