Earn up to 5% cashback in your first five months (up to £125), and then continue earning 0.5% on annual spending up to £10,000 and 1% above that. Enjoy Global Assist®, travel accident insurance, and purchase protection all backed by American Express service excellence.
American Express + Membership Rewards®
Is the Amex® Cashback Everyday Credit Card good?
Yes the Amex® Cashback Everyday Credit Card is one of the best cashback options available. With a simple structure and no annual fee, you can earn rewards automatically on every purchase.
It also includes powerful features like Plan It™ (interest-free monthly installments with a fixed fee), complimentary supplementary cards, and exclusive Amex Offers from retail and travel partners. It’s ideal for those who want an interest-free credit card with flexibility and everyday value.
Pros and Cons of the Amex® Cashback Everyday Credit Card
Before making your decision, it’s important to weigh the pros and cons:
Cons
- Cashback rate decreases if annual spending is below £3,000.
- High APR for balance carryovers compared to some low-rate cards.
Pros
- Earn up to 5% cashback in your first five months.
- No annual fee and unlimited cashback potential.
- One of the best low interest credit card choices with cashback and travel protection.
How to apply for my cashback credit card
Applying for the Amex® Cashback Everyday Credit Card is quick and simple. Visit the official American Express website, fill out the secure online form, and receive an instant decision with no impact on your credit score.
Once approved, you’ll receive your physical card by mail and can start earning cashback immediately on every eligible purchase.