When it comes to personal financing, Wells Fargo offers one of the best personal loan options available.
Borrow with confidence, backed by a century of experience and customer-focused service.
Is Wells Fargo a good lender?
Wells Fargo is one of the largest U.S. banks, known for transparent lending and reliable support. Customers benefit from personalized assistance, online convenience, and fast credit decisions — often on the same day.
With its low interest loan structure, Wells Fargo ensures affordability, flexibility, and peace of mind for every borrower.
Main characteristics of Wells Fargo Personal Loan
- Borrow $3,000–$100,000
- APRs from 6.74%–26.49%
- Terms from 12–84 months
- 0.25% discount with auto-pay
- No origination or prepayment fees
Disadvantages
- Only available to existing Wells Fargo customers with accounts open for at least 12 months
- Higher APRs for borrowers with lower credit scores
Highlight of the loan
The Wells Fargo Personal Loan stands out for its blend of convenience and cost-effectiveness. With no fees, competitive APRs, and flexible repayment options, it fits perfectly for those looking for a loan refinance or debt consolidation.
Borrowers also enjoy the benefit of checking rates online instantly, without affecting their credit score — an advantage few lenders offer.
Requirements to apply for this loan
- Active Wells Fargo account for at least 12 months
- Minimum age 18
- Proof of stable income
- Valid U.S. ID and Social Security Number
- Good credit history
How to apply for the loan
- Log in to your Wells Fargo account
- Select “Personal Loans” and choose your desired amount and term
- Check your rate with no impact to your credit score
- Complete the application and upload required documents
- Receive same-day credit decision and funds upon approval
Apply for your loan
Wells Fargo makes borrowing simple, secure, and fee-free. Take advantage of fast approval, fixed rates, and flexible repayment plans.
Click below to start your application and secure your low interest loan today.