Is LendingPoint a good bank?
LendingPoint partners with FDIC-member banks like FinWise Bank and Coastal Community Bank, delivering personal loans across the U.S. Their commitment to responsible lending, smart technology, and transparent service has earned trust from hundreds of thousands of customers.
With approvals for a wide range of credit profiles and a digital-first approach, LendingPoint brings reliable personal loan solutions to more Americans.
Benefits of LendingPoint Personal Loan
- Loan amounts from $1,000 to $36,500 for every financial need
- Flexible terms from 24 to 72 months to match your goals
- Fast approval—funds often available next business day
- Pre-qualification with no credit score impact
- Best personal loan options for speed, flexibility, and transparency
Disadvantages: transparent fees and availability
- Origination fees up to 10% may apply
- Not available to residents of Nevada or West Virginia
Here’s some advice for you
LendingPoint Personal Loan is ideal for anyone with steady income and a personal bank account seeking fast, unsecured funds. If you want to avoid lengthy paperwork, see loan offers instantly, and benefit from responsible lending, this loan fits your needs.
Consider this option for flexible repayment, low interest, and leading personal loan options—all from a streamlined online process.
Requirements to apply for this loan
- Be at least 18 years old
- Have a U.S. government-issued photo ID
- Valid Social Security Number
- Minimum annual income of $35,000
- Verifiable personal bank account in applicant’s name
- Not a resident of Nevada or West Virginia
How to apply for LendingPoint Personal Loan
- Visit LendingPoint’s official website
- Complete the pre-qualification form online
- Review your loan offers and select preferred terms
- Submit required identification and income documentation
- Wait for final approval (1–3 business days)
- Accept your loan offer
- Receive funds, sometimes next business day
Apply for your loan
LendingPoint Personal Loan combines fast approval, transparent rates, and flexible terms to help you manage your finances with confidence. The online process is simple, quick, and hassle-free.
Apply now and experience the best personal loan options designed for your financial success.