Designed for new users and those recovering their credit score, it provides a manageable starting limit and reports to all three major credit bureaus, helping you build a solid financial reputation step by step.
Is The Bank of Missouri good?
Founded in 1891, The Bank of Missouri has over $2.9 billion in assets and a reputation for trust and reliability. The bank combines small-town personal service with nationwide reach, ensuring that every customer gets the support they deserve.
Partnering with Continental Finance, The Bank of Missouri issues the FIT Mastercard®, giving users secure banking backed by one of the most established institutions in the country a solid choice for your credit cards for beginners journey.
How this credit card works
The Mastercard Fit Platinum is a globally accepted card with an initial credit limit of $400. Once approved and activated (after paying the $95 processing fee), you can use it anywhere Mastercard is accepted.
It reports to all three major credit bureaus every month, helping you build a positive history over time. Plus, with Zero Liability Protection, your starter credit card transactions are always safe.
Requirements to apply for a credit card for beginners
- Must be at least 18 years old.
- Must have a valid U.S. Social Security Number.
- Must be a U.S. resident with a verifiable physical address (no P.O. boxes).
- Must pay a $95 processing fee before activation.
- Subject to credit qualification and identity verification.
Fees for the Mastercard Fit Platinum
- Processing Fee: $95 (required before activation).
- Initial Credit Limit: $400.
- Annual Fee: As specified in the Cardholder Agreement.
- Foreign Transaction Fee: 3%.
- Late Payment Fee: Up to $40.
- Returned Payment Fee: Up to $40.
Apply for your credit card online
- Visit the official Fit Mastercard website.
- Click Apply Now.
- Fill in your personal and financial details accurately.
- Review and submit your application.
- Receive an instant credit card decision in most cases.
Get approved today!
If you’re new to credit or rebuilding, the Mastercard Fit Platinum gives you the opportunity to prove your financial reliability. With fast approval, monthly credit reporting, and global Mastercard acceptance, it’s a great way to start your credit journey.
Apply now and take the first step toward financial independence with this credit card for beginners with no credit.