Cardholders can redeem rewards for cash back, direct deposit, checks, or travel through the Citi ThankYou® Points program, making it ideal for those seeking flexibility and simplicity.
Is Citibank, N.A. good?
Citibank, N.A. is one of the most reputable financial institutions in the world, with over 200 years of history and millions of customers across the United States. Known for strong digital services, 24/7 customer support, and competitive products, Citi is a trusted name in global banking.
With Citi Double Cash®, you get access to contactless payments, digital wallets, and secure online banking backed by Citibank’s advanced fraud protection systems.
How this card works
The Citi Double Cash® Credit Card earns you unlimited 2% cash back 1% when you buy and 1% when you pay. There are no caps or rotating categories, and all rewards are earned in the form of Citi ThankYou® Points.
You can also earn 5% total cash back on select travel bookings through Citi Travel® and redeem your points for cash, statement credit, or gift cards. It’s one of the best cash rewards credit cards with low interest and flexible use.
Requirements to apply for this credit card
- Must be 18 years or older
- Must be a U.S. resident
- Must have a valid SSN or ITIN
- Must have good to excellent credit score
- Must not have received a new account bonus for Citi Double Cash® in the past 48 months
Card fees (Citi Double Cash® Credit Card)
- Annual fee: None
- Purchase APR: 17.99%–27.99% variable
- Balance transfer fee: 3% (intro, first 4 months) / 5% after ($5 minimum)
- Cash advance APR: 29.99% variable
- Penalty APR: up to 29.99%
- Foreign transaction fee: 3%
- Late payment fee: up to $40
- Returned payment fee: up to $40
Apply for your card online
- Visit the official Citi website
- Complete the secure application form
- Get a decision in under a minute
- Receive your card by mail
- Start earning 2% cash back immediately
Get approved today!
The Citi Double Cash® Credit Card combines simplicity, low interest, and consistent cash rewards. Perfect for anyone seeking an easy-to-use credit card with instant value.
Apply today and enjoy one of the best cash rewards credit cards in the U.S. no annual fees, no limits, just pure earning power.