With 5X on Chase Travel purchases and 3X on dining and select online categories, you’ll rack up points quickly redeemable for flights, hotels, or transfers to airline and hotel partners through Chase Ultimate Rewards®.
Is JPMorgan Chase Bank, N.A. good?
JPMorgan Chase Bank, N.A. is one of the largest and most respected financial institutions in the U.S., serving over 60 million customers nationwide. Recognized for reliability, advanced security, and global reach, Chase offers seamless online and mobile banking experiences.
With the Chase Sapphire Preferred®, cardholders benefit from Chase’s proven customer service, transparent account management, and access to the award-winning Chase Ultimate Rewards® platform for all redemptions.
How this card works
The Chase Sapphire Preferred® Credit Card allows you to earn valuable Chase Ultimate Rewards® Points with every purchase. You can redeem them for travel, cash back, or transfers to major airline and hotel partners with 25% higher value when redeemed through Chase Travel.
It also offers a $50 Annual Hotel Credit, 10% anniversary bonus points, and Pay Over Time flexibility, making it one of the best travel rewards credit cards in the U.S. market.
Requirements to apply for this credit card
- Must be a U.S. resident
- Must have a valid SSN or ITIN
- Must be at least 18 years old
- Good to excellent credit score recommended
- Cannot currently hold any Sapphire credit card or have received a Sapphire new cardmember bonus in the past 48 months
Card fees (Chase Sapphire Preferred® Credit Card)
- Annual fee: $95
- Purchase APR: variable 19.74%–27.99%
- Balance transfer fee: 5% or $5 minimum
- Cash advance APR: 29.99% variable
- Foreign transaction fee: None
- Late payment fee: up to $40
- Returned payment fee: up to $40
Apply for your card online
- Visit the Chase official website
- Complete the secure online application
- Receive an instant approval decision
- Get your card in the mail within 1–2 weeks
- Start earning travel rewards immediately
Get approved today!
The Chase Sapphire Preferred® Credit Card combines premium travel rewards, low interest flexibility, and powerful earning potential. Whether you’re traveling abroad or dining locally, every purchase brings you closer to your next trip.
Don’t wait apply now and unlock the best credit card for travel rewards and flexible points.