It also offers access to Amex Offers, travel assistance, and global protections, making it a great low interest credit card for international travelers and beginners.
Is American Express good?
American Express is one of the most trusted and recognized financial institutions worldwide. Known for exceptional customer service, global acceptance, and innovative benefits, it’s a leader in credit card rewards programs.
The Amex® Cashback Everyday Credit Card is issued by American Express Services Europe Limited, authorized and regulated by the Financial Conduct Authority ensuring reliability and strong consumer protection.
How this card works
Earn cashback automatically on every eligible purchase. You’ll get 5% cashback (up to £125) in your first five months, then 0.5% on spending up to £10,000 and 1% above that each membership year. There’s no cap on how much you can earn.
You can also add supplementary cards for family members and enjoy Plan It™ an easy way to spread larger payments into monthly installments with a fixed fee and no interest. This makes it one of the best low interest credit cards available.
Requirements to apply for this credit card
- Must be 18 years or older
- Must have a permanent UK home address
- Must have a current UK bank or building society account
- Must have no history of bad debt
- Must earn at least £15,000 per year
Card fees (Amex® Cashback Everyday Credit Card)
- Annual fee: £0
- Representative APR: 29.4% variable
- Purchase rate: 29.4% p.a. variable
- Assumed credit limit: £1,200
Apply for your card online
- Visit the American Express official website
- Complete the online application form
- Receive an instant decision without impacting your credit score
- Get your card by post
- Start earning cashback immediately
Get approved today!
If you’re ready to enjoy cashback rewards, purchase protection, and world-class customer service, the Amex® Cashback Everyday Credit Card is the perfect choice.
Apply today and experience one of the best credit cards with zero annual fees and flexible rewards.

