Chase Freedom Flex: earn 5% cashback on travel, dining and more with no fee

Earn up to 5% on travel and bonus categories, 3% on dining and drugstores, and 0% apr for 15 months

Chase Freedom flex

The Chase Freedom Flex® combines simplicity with power. You earn 5% cash back on travel through Chase Travel℠, 3% on dining and drugstores, and 1% everywhere else. It’s the perfect choice if you want to earn rewards on the things you already buy every day.

Cash back never expires as long as your account stays open, and you can redeem it anytime for statement credits, gift cards, or travel bookings making it a truly low interest rate credit card built for everyday life.

Is Chase a good bank?

JPMorgan Chase Bank, N.A. is one of the largest and most trusted financial institutions in the world, serving millions of customers across the U.S. As a member of FDIC and a Fortune 500 company, Chase provides exceptional digital tools, customer service, and credit products.

When you choose the Chase Freedom Flex®, you’re backed by a global leader known for innovation and reliability a great option for anyone seeking the best credit card for travel rewards.

How this credit card works

The Chase Freedom Flex® operates on the Mastercard® network, accepted in millions of locations worldwide. Cardholders earn 5% in quarterly categories (upon activation), 5% on Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.

With no annual fee, 0% intro APR for 15 months, and cash back that never expires, it’s one of the most practical credit cards with zero APR available today.

Requirements to apply for a cash rewards credit card

  • Must be at least 18 years old.
  • Must have a valid U.S. Social Security Number.
  • Must be a U.S. resident with a verifiable address.
  • Cannot have received a new cardmember bonus for this card in the past 24 months.
  • Subject to credit approval and verification.

Fees for the Chase Freedom Flex® card

  • Annual Fee: $0
  • Intro APR: 0% for 15 months on purchases and balance transfers.
  • Variable APR after intro: 18.74%–28.24%.
  • Balance Transfer Fee: 5% (minimum $5).
  • Foreign Transaction Fee: 3%.
  • Late Payment Fee: Up to $40.

Apply for your credit card online

  1. Go to Chase.com/FreedomFlex.
  2. Click Apply Now and complete your online application.
  3. Provide accurate personal and financial information.
  4. Review terms and submit your request.
  5. Receive a decision quickly — many applicants get instant approval.

Get approved today!

The Chase Freedom Flex® Credit Card is one of the most rewarding options available, combining high cash back, no annual fee, and a long 0% intro APR period. Whether you’re building credit or maximizing rewards, it’s designed to fit your lifestyle.

Apply now and start earning 5% cash back on travel, dining, and more with this interest free credit card built for flexibility and freedom.