Cash back never expires as long as your account stays open, and you can redeem it anytime for statement credits, gift cards, or travel bookings making it a truly low interest rate credit card built for everyday life.
Is Chase a good bank?
JPMorgan Chase Bank, N.A. is one of the largest and most trusted financial institutions in the world, serving millions of customers across the U.S. As a member of FDIC and a Fortune 500 company, Chase provides exceptional digital tools, customer service, and credit products.
When you choose the Chase Freedom Flex®, you’re backed by a global leader known for innovation and reliability a great option for anyone seeking the best credit card for travel rewards.
How this credit card works
The Chase Freedom Flex® operates on the Mastercard® network, accepted in millions of locations worldwide. Cardholders earn 5% in quarterly categories (upon activation), 5% on Chase Travel℠, 3% on dining and drugstores, and 1% on all other purchases.
With no annual fee, 0% intro APR for 15 months, and cash back that never expires, it’s one of the most practical credit cards with zero APR available today.
Requirements to apply for a cash rewards credit card
- Must be at least 18 years old.
- Must have a valid U.S. Social Security Number.
- Must be a U.S. resident with a verifiable address.
- Cannot have received a new cardmember bonus for this card in the past 24 months.
- Subject to credit approval and verification.
Fees for the Chase Freedom Flex® card
- Annual Fee: $0
- Intro APR: 0% for 15 months on purchases and balance transfers.
- Variable APR after intro: 18.74%–28.24%.
- Balance Transfer Fee: 5% (minimum $5).
- Foreign Transaction Fee: 3%.
- Late Payment Fee: Up to $40.
Apply for your credit card online
- Go to Chase.com/FreedomFlex.
- Click Apply Now and complete your online application.
- Provide accurate personal and financial information.
- Review terms and submit your request.
- Receive a decision quickly — many applicants get instant approval.
Get approved today!
The Chase Freedom Flex® Credit Card is one of the most rewarding options available, combining high cash back, no annual fee, and a long 0% intro APR period. Whether you’re building credit or maximizing rewards, it’s designed to fit your lifestyle.
Apply now and start earning 5% cash back on travel, dining, and more with this interest free credit card built for flexibility and freedom.
