Capital One Walmart Rewards: earn 5% cash back with no annual fee

Earn up to 5% cash back at walmart.com, plus rewards on travel and dining

Capital One Walmart Rewards

The Capital One Walmart Rewards Mastercard® gives you unmatched earning potential with 5% cash back at Walmart.com, 2% back on travel and dining, and 1% back everywhere else. It’s a powerful way to save money while enjoying the convenience of Mastercard acceptance worldwide.

Plus, you can redeem your cash back anytime for travel, gift cards, recent purchases, or even during online checkout at Walmart.com making this one of the most flexible credit cards with cashback available today.

Is Capital One a good bank?

Capital One is one of the most reputable financial institutions in the U.S., with over $370 billion in total assets. A member of the Fortune 500 and part of the S&P 100, it provides innovative credit solutions and world-class customer support.

With its technology-driven approach, Capital One makes managing your cash rewards credit card simple, transparent, and secure ensuring a premium digital experience for every user.

How this credit card works

The Capital One Walmart Rewards Mastercard® is accepted worldwide wherever Mastercard is recognized. It integrates seamlessly with Walmart Pay, letting you earn 5% back instantly when you pay in-store during your first year.

After the introductory period, enjoy ongoing 2% rewards on Walmart purchases, 2% on travel and restaurants, and 1% everywhere else. This combination of convenience and benefits makes it one of the most rewarding credit cards with zero APR for everyday use.

Requirements to apply for a cash rewards credit card

  • Must be at least 18 years old.
  • Must have a valid U.S. Social Security Number.
  • Must be a U.S. resident with a verifiable address.
  • Subject to credit approval and identity verification.
  • A fair to good credit score is typically recommended.

Fees for the Capital One Walmart Rewards card

  • Annual Fee: $0
  • Foreign Transaction Fee: $0
  • Intro Offer: 5% back in-store with Walmart Pay for 12 months.
  • Standard Rewards: 5% at Walmart.com, 2% on travel/restaurants, 1% elsewhere.
  • Late Payment Fee: Up to $40.
  • Cash Advance Fee: 3% (minimum $10).

Apply for your credit card online

  1. Go to CapitalOne.com/Walmart or open the Walmart app.
  2. Click Apply Now.
  3. Fill in your personal and financial information.
  4. Review the terms and submit your application.
  5. Enjoy instant card access upon approval via Walmart Pay.

Get approved today!

The Capital One Walmart Rewards Mastercard® is more than just a store card it’s a full-featured cash back credit card for travel, dining, and everyday shopping. With quick approval, no annual fee, and instant access, it’s an excellent choice for maximizing your rewards.

Apply now and start earning unlimited cash back on the purchases you make every day from groceries to flights.

APPLY NOW

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